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MyCreditTree.com Savings Center
Right now, saving money is at the top of everyone's list of things to do. This is a great time to take a hard look at your finances for saving opportunities and to further establish your credit with lenders. Listed below are some money savings tips that may help put money back in your wallet as well as tips on building and maintaining healthy credit even if you have bad credit on car loans, student loans, or personal loans from your past.
Use our FREE Credit Estimator to help you gauge your credit and to better understand how lenders will evaluate your credit worthiness.
If you don't already have a credit card, apply for one. This is one of the best ways to establish and build credit. Make on time monthly payments and your credit score will quickly rise. We have many secured and unsecured credit cards for those looking to establish or re-establish their credit, or if they just want to find a low APR on credit cards they already have. Click here for a list of cards for all types of credit.
If you are carrying a high balance on your credit cards, call the issuing agency and see if you are eligible for a rate decrease. Cutting your interest rates can save you hundreds of dollars monthly. Also, think about transferring your credit card debt to a card with an introductory interest rate of 0%. We can even help you find a personal loan for very bad credit history clients at low interest rates to help you pay off your credit card debt.
See if you are eligible to refinance your home at a lower interest rate. This is a great time to refinance as rates are low and there are many government sponsored programs to help first time and current homeowners. You can visit USA.gov for a wealth of information on buying, selling and refinancing your home.
Work with a credit repair agency to build or repair a damaged credit history even on your student credit card. A high credit score can save you $1000s in interest alone. Credit repair agencies can help you to better understand your credit score, help you to remove bad marks on your score and expedite the recovery of your credit score.
Shop around for car, home, and health insurance. You can save more than 40% on your insurance by switching to another insurance company. To get several free, no obligation, insurance quotes click here.
Safeguard your identity and actively monitor your credit score with an identity protection program. By spending a few dollars a month on prevention, you can make sure that all your hard work is not destroyed in a few seconds by identity theft. In addition, most of these programs come with a credit monitoring service which will allow you to see what is going on your credit report, as well as, who is looking at it. Click here to get your all 3 of you 2011 credit scores for FREE!
At MyCreditTree.com we are focused on helping to get individuals loans, prepaid credit cards, and credit cards for people with bad credit, good credit or no credit history. Find out and monitor your credit score to improve your standing and grow your financial future.